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CLIENT ELIGIBILITY CRITERIA
- 65+ years of age
- They have a life insurance policy that they no longer need or want
- The policy has been in force for a minimum of 2 years
- They may still be paying large premiums
- Their policy has a net death benefit of at least $250,000
ELIGIBLE LIFE POLICY TYPES
- Universal Life
- Term (if convertible)
- Whole Life
- Variable Life
- Survivorship (any type)
- Adjustable Life
- Joint First to Die
- Company Owned Policies
Is Life Settlement a Good Option for My Clients?
Your clients –or their immediate family – can now use their unneeded life insurance policy to replace capital they may have lost on their investments in the current financial crisis.
Life Settlement offers your clients immediate cash – much of which is tax free – in addition to eliminating premium payments.
Your professional advice will be needed to invest this additional capital.
Financial professionals can help their clients benefit from your knowledge and experience. Use Life Settlement to increase their income – or to grow their investment capital. These monies thus become available for you to manage.
Life Settlement offers many benefits to corporate policy holders when changes occur at their company.
If you have a client who is elegible, and they have a life insurance policy they no longer need or want, then Life Settlement is a great option to consider.
Believe it or not, 90% of all life insurance policies are allowed to lapse. What a waste of valuable potential capital!
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